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This page contains important risk information. Please read it in full before using Stack's.

Risk Disclaimer

Last updated: 2026-04-19 (Initial)

Last updated: 2026-04-19

Please read this disclaimer carefully before using Stack's. By accessing or using the Service, you acknowledge and accept every statement below.


1. Stack's is not a financial advisor

STACK'S operates Stack's as a social platform for publishing and tracking trading plans. We are:

  • Not a financial advisor or investment advisor
  • Not a broker, exchange, or trading venue
  • Not a portfolio manager or wealth manager
  • Not a custodian of funds or digital assets
  • Not registered with or regulated by the FSMA (Financial Services and Markets Authority of Belgium), the ESMA, or any other financial regulator
  • Not authorized to provide investment advice or financial services under Belgian or EU law

Nothing on Stack's — including any trading plan, post, comment, leaderboard ranking, AI-generated analysis, or any other Content — constitutes financial advice, investment advice, a recommendation, a solicitation, or an offer to buy or sell any asset.


2. User-generated content is not endorsed by Stack's

All trading plans, posts, and comments on Stack's are published by users, not by Stack's. We do not:

  • Verify the accuracy, legitimacy, or qualifications of any user
  • Endorse, recommend, or validate any trading plan
  • Guarantee the performance of any user ranked on the leaderboard
  • Review or approve Content before it is published

Following another user's trading plan is done entirely at your own risk. Past performance, leaderboard rankings, and historical track records do not predict future results.


3. Trading involves substantial risk

Trading cryptocurrencies, stocks, derivatives, forex, commodities, and other financial instruments carries a high level of risk, including:

  • Total loss of capital — you may lose all funds you invest, and potentially more when using leverage
  • Extreme volatility — crypto markets can move 20% or more in a single day
  • Liquidity risk — you may not be able to exit positions at the expected price
  • Counterparty risk — exchanges, brokers, and custodians can fail, be hacked, or freeze funds
  • Technical risk — smart contract bugs, network outages, and protocol exploits
  • Regulatory risk — laws and regulations can change rapidly and retroactively affect your holdings
  • Tax risk — you are responsible for understanding and reporting your tax obligations

Do not trade with funds you cannot afford to lose entirely.


4. Cryptocurrency-specific risks

Cryptocurrencies are highly speculative and experimental assets. In addition to the general risks above, you should be aware of:

  • Crypto assets are generally not covered by deposit guarantee schemes or investor protection schemes in Belgium or the EU
  • The value of crypto assets can drop to zero
  • Some crypto assets have been used in fraud, money laundering, and market manipulation schemes
  • Regulatory classification (security, commodity, currency) varies by jurisdiction and can change

The FSMA and the European Securities and Markets Authority (ESMA) have repeatedly warned that crypto assets are highly risky and often unsuited to most retail investors.


5. No guarantee of data accuracy

Stack's displays market data obtained from third-party providers (including CoinGecko and others). We do not:

  • Guarantee that prices, stop-loss/take-profit triggers, or plan outcomes are accurate, timely, or complete
  • Accept liability for any decision you make based on this data
  • Control the availability or reliability of third-party data sources

Market data may be delayed, incorrect, or temporarily unavailable. Do not rely exclusively on Stack's data for actual trading decisions — always verify on the exchange where you trade.

5.1 Decentralized Exchange Risk

Trading crypto-assets on decentralized exchanges carries significant risk including but not limited to smart contract risk, liquidity risk, slippage, and total loss of capital. Links provided to third-party DEX platforms do not constitute an endorsement, recommendation, or financial advice. Stack's has no control over the execution, pricing, or outcome of any transaction conducted on third-party platforms.


6. AI-generated content disclaimer

Stack's may offer AI-powered features, including trading journal analysis and plan review (Pro tier). AI-generated output is:

  • Automatically generated based on statistical patterns
  • Not reviewed by a financial professional
  • Not personalized financial advice
  • Potentially inaccurate, incomplete, or misleading

Do not make trading decisions based solely on AI-generated analysis. Always apply your own judgment and, where appropriate, consult a licensed financial advisor.


7. You are responsible for your decisions

By using Stack's, you acknowledge that:

  • You alone are responsible for your trading decisions
  • You alone bear the financial consequences of your trades
  • You have read, understood, and accepted this Risk Disclaimer
  • You understand the risks of trading and the specific risks of the assets you trade
  • You have the knowledge, experience, and financial capacity to bear these risks

If you are unsure whether trading is appropriate for your situation, consult a licensed financial advisor in your jurisdiction before making any trading decision.


8. No liability for trading losses

To the maximum extent permitted by Belgian and EU law, STACK'S shall not be liable for:

  • Any trading losses, financial losses, or missed opportunities
  • Decisions made based on Content published by users
  • Inaccurate, delayed, or missing market data
  • The performance of any trading plan published on the Service
  • The outcome of any trade, regardless of how it was inspired or informed

See the full Terms of Service for the complete limitation of liability clause.


9. Jurisdictional restrictions

You are responsible for ensuring that your use of Stack's and your trading activity comply with the laws of your jurisdiction. Some jurisdictions restrict or prohibit certain types of trading (especially crypto derivatives, leverage trading, and certain crypto assets).

If trading or the use of Stack's is illegal in your jurisdiction, do not use the Service.


🇧🇪10. Regulatory information for Belgian users

The FSMA (Financial Services and Markets Authority) warns that:

  • Many crypto platforms operating in Belgium are not authorized
  • Crypto investments are high risk and often unsuitable for retail investors
  • Victims of crypto fraud frequently have no legal recourse

More information: www.fsma.be — Consumer section on crypto assets.


11. No professional relationship

Your use of Stack's does not create a client relationship, fiduciary duty, or professional relationship between you and STACK'S. We owe you no duty of care regarding your trading decisions.


12. Acknowledgment

By using Stack's, you confirm that you have read, understood, and accepted this Risk Disclaimer, together with our Terms of Service and Privacy Policy.


Contact

Questions about this disclaimer? Contact us at legal@tradestacks.app.

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